Archives for posts with tag: Contra Costa

We wrote recently about the devastating impact of not having sufficient automobile insurance and how critical that becomes when you’re involved in an accident with an uninsured or underinsured motorist. These days it comes down to the idea of buying sufficient insurance to cover yourself in the event the person hitting you doesn’t carry enough or any insurance.  By doing this you accept that if you are in an accident the other driver will be uninsured.  In California the Insurance Resource Council estimates there are more than 4 million drivers without insurance.  Better covered than sorry!

With that said what coverage limits should you have in place to adequately cover yourself against an uninsured/underinsured driver?  In reality you should purchase as much insurance as you can up to a point.  A minimum level of coverage of $100,000/$300,000 for Uninsured/Underinsured Motorist is reasonable… buy more if you can afford it.  Having medical payments coverage is extremely affordable and allows you to direct your care and enlist the services of Chiropractors and other allied health care professionals of your choice.  Many insurance agents will steer you away from medical payments coverage by telling you that you already have health insurance and based on our experience this is almost always bad advice.

Another aspect of insurance that often goes unexplored is listing all licensed drivers in your home on your policy.  Some insurance companies will not cover drivers that live in your home if they aren’t listed on the policy.  The last and possibly most important thing you should do is actually read and understand your policy.  Your agent wants to sell you insurance and it’s up to you to know what you’re actually buying and then be certain that it’s want you want and need.

We help with serious issues that require serious representation. We are the Law Offices of Guenard & Bozarth.  We have over 70 years of experience on our legal team and we also have a former insurance company defense attorney in our plaintiff’s only law firm.  Call GB Legal 24/7/365 at 888-809-1075 or visit www.gblegal.com  We Can Help!

 

Patriot’s Day is both a celebration and remembrance of the Revolutionary War Battles of Lexington and Concord in 1776.  As a child growing up in New England I attended many Patriot’s Day celebrations.  In States that are classified as Commonwealths (Massachusetts, Kentucky, Virginia & Pennsylvania) Patriot’s Day is a State holiday.  These battles were critical in the formation and future of this great nation.

Patriots Day in Boston starts with the running of the Marathon in the morning.   There are events held throughout the day and the day ends with a Boston Red Sox game.  This year the Sox play the 4th game in a series against the Orioles.  This is a day for the community and we celebrate it as such.  This also marks the second anniversary of 2 men who tried to change that day and those celebrations.

On April 15, 2013 there were 2 pressure cooker bombs planted near the finish line of the Marathon.  These bombs killed 3 people and injured 264 other innocent people.  Many of those injuries were quite severe.  The fate of the 2 men who planned and executed this act has for the most part been decided.  One of the men was killed in a hail of gunfire from the Police and the other man was tried and found guilty on 30 charges related to the bombing.  The penalty phase of his trial starts Tuesday.

The goal of these men was to stop a long held tradition in Boston and create a sense of fear in America.  From what I can tell they failed in both areas.  There are a record number of runners in the 2015 Marathon, The Red Sox are sold out and the celebrations continue to grow.  From my point of view this is what it means to be an American and a Bostonian.

My name is Glenn Guenard and I represent people who have been injured.  I am the Senior Partner at Guenard & Bozarth.  If you or a loved one has been injured we are available 24/7/365 by calling 888-809-1075  We Can Help!  Boston Strong!

If you’ve never had an issue where a computer has failed, you’ve never lost a document as a result of a computer issue or you’ve never expected a computer to do one thing and it did the other please quit reading this now.  We cannot expect you to understand.  For everyone else the idea of a driverless car that is operated by a computer should cause you concern!

There was a recent article that laid out the advantages of the Google Car and the upcoming Apple Car as a solution to automobile accidents and injuries.  On the same page was an article about a company having their data compromised and peoples credit cards and personal information being hacked and exposed on the internet.  I’m sure that many people saw these as different articles and we found them to be basically identical.  See how comfortable you would be given the following scenarios.

  • You are riding down the freeway at 65 MPH in your driverless Google car and you are searching the web for the daily news and you lose your internet connection.  Losing your connection is something that is commonplace and you don’t have enough time to react.  What happens next?
  • You are riding down the road and the software in your Apple Car starts the upgrade process and you lose your connection.  What happens then?
  • You are riding down the road and the mother board in your cars on-board computer fails.  How would you know and what happens next?
  • You are riding down the road and everything on your car is working flawlessly and you encounter an impaired driver.  Predictability goes out the window and the software is attempting to figure out what the other driver is doing next when the other driver doesn’t even know.  What happens now?

The experts tell us that early driverless cars will likely require humans to take control of the wheel in certain situations and that begs the question who is at fault if a car fails to do so and crashes?  It’s clear that someone will need insurance and the question comes down to who?  The driver, the car, the manufacturer or the company that made the software?  That is still not clear!

Until we sort out these issues, assuming we eventually get there, you will need an experienced attorney on your side that understands the complexities of emerging technology.  The Law office of Guenard & Bozarth has the experience and compassion you need when you or a family member has been injured by the negligence of another.  We are available 24/7/365 at 888-809-1075 or by visiting www.gblegal.com  We Can Help!

There are more ways of getting injured than there is time to list them. One of the more common ways is the slip and fall type of injury. What we typically see is someone who has fallen due to uneven surfaces that have been that way for some time and the other is a fall because something on a surface that someone was aware of and chose to ignore. Another way this happens is slipping on a banana peel!
In Maryland a man is accused of staging a slip and fall on a banana peel in a transit station and then suing the transit agency for $15,000 for his injuries. The report says that 42 year old local resident Maurice Owens injured his left leg and hip in the fall and was demanding compensation. Thankfully, he was NOT represented by an attorney and this became critical in court when the transit agency produced video of the fall. It is reported that Mr. Owens looks into the direction of the camera he did not know was there and as the elevator door opens the video shows him appearing to thrust himself forward and then falling to the ground.
The court was able to see through this fraud and act in an appropriate manner and fine the would-be litigant. Cases such as this slow down the judicial process and increase the burden of proof for anyone who is truly injured due to the negligence of someone else. We applaud this result and the publicity surrounding it.
At the Law Office of Guenard & Bozarth we have investigators that look for things like video surveillance and witnesses because when you get your day in court and we have video that proves you were injured through no fault of your own you get the compensation you deserve.
Got questions about your case? Feel free to call The Law Office of Guenard & Bozarth at 888-809-1075 and speak to an attorney 24/7/365. We know how the law works for you and against you or just visit http://www.gblegal.com We Can Help!

After any accident, it is easy to panic and forget what steps to take.  This may be the best opportunity you have to preserve your rights and to protect your ability to recover important compensation for medical bills, lost wages and other expenses. It can be hard to think clearly and knowing what to do beforehand can help you make the right choices if you are ever involved in a car accident.

The Personal Injury lawyers at Guenard and Bozarth can advise you on your best options after an accident in the Sacramento, California, area. With our main office located in Elk Grove, we have more than 50 years of experience handling a wide range of personal injury and motor vehicle cases for our clients. Do not talk about your accident with the insurance company until you have talked to an attorney about your rights.

Contact us to schedule a free consultation and learn what to do after a car accident. Either send us an e-mail to ross@gblegal.com or call us at 888-809-1075. Remember – no recovery, no fee.

Checklist of Things to Do After an Accident

After an accident talk with an attorney and follow these steps:

  • Determine the extent of any injuries to you or your passengers and get necessary medical attention.
  • File an accident report with the police.
  • Get names, addresses and phone numbers of everyone involved in the accident, including their insurance companies and vehicle identification numbers of their cars.
  • Limit your discussion of the accident with your insurance company because you could inadvertently limit the amount of compensation you are eligible to receive.
  • Contact the law firm of Guenard & Bozarth at 888-809-1075 on our 24 hour hotline.

Contact One of Our Attorneys Today

For more information regarding motor vehicle accident representation at Guenard & Bozarth, contact us today and schedule an appointment for a free initial consultation. Call us to talk with an experienced attorney.  You should also order our free report “10 Mistakes That Can Ruin Your California Vehicle Accident Case”.  This is loaded with the do’s and don’ts and the best time to learn about these is before the accident.  This report is available at http://www.gblegal.com

       A series of lawsuits against Toyota are scheduled to begin in California toward the end of this year and into 2013. Toyota will be defending claims concerning a sudden and unintended acceleration issue in many of its Camry models. These acceleration problems are said to have caused car accidents resulting in serious injuries and even wrongful death.  As a matter of fact, Toyota launched a recall of nearly 8 million vehicles across the U.S., starting in 2009.

       The recall prompted hundreds of personal injury and wrongful death claims linked to this sudden and unintended acceleration.  In one specific case, it is claimed that a woman’s Camry suddenly accelerated and caused the vehicle to leave the road and strike a telephone pole, resulting in the woman’s death.  Toyota has also been accused of causing danger to Camry drivers by intentionally selling vehicles with this alleged malfunction, although it is yet to be determined whether this was a true manufacturing error or if Toyota was aware of a problem at the time these vehicles were distributed and sold.

       Sometimes a car accident is simply an accident; however, some form of negligence is often involved in many collisions.  Such may be a possibility in the injury and wrongful death claims against Toyota for the acceleration issues.

       To think that a fatal accident took the lives of innocent people because of a possible manufacturing error is a sad and scary thought.  Those California residents owning or driving a Toyota Camry, or who know of someone using such a vehicle, would do well to learn the facts and take appropriate action in circumstances where the car may be suspected of having the acceleration problem.  In such instances, the problem must be addressed immediately and those affected may benefit from understanding the relevant law and procedures as it applies to their specific situation.

       If you have been involved in an accident with a Toyota Camry or any other type of car you should seek the guidance of a qualified California Personal Injury Attorney.  At Guenard and Bozarth all we do is represent victims of accidents.  Please call us at 888-809-1075 or visit us on the web at www.gblegal.com and an attorney will talk with you and explain your rights.

Researchers from State Farm and Children’s Hospital in Philadelphia studied injury data from over 50,000 teenage drivers and their passengers who had been in car accidents and discovered that almost 30% of them had received some sort of head injury as a result of the accident. The analysis recommends an emphasis on graduated driving laws across more states to allow young drivers to gain more driving experience while being safe and cautious.

Examples of graduated driving laws for minors include restricting cell phone usage (although California has banned the use of cell phones for texting and/or calling regardless of age), prohibiting or restricting nighttime driving, limiting the number of passengers present in the car with the young driver, “novice driver” decals (currently only one state that requires drivers under the age of 21 to put a decal on their vehicles identifying them as “newer” drivers), and requiring the driver to graduate from various driving stages (learner’s permit, a restricted stage, and a full privilege stage).

In addition to strengthening graduated driving laws, researchers behind the study are strongly encouraging states to focus on seat belt laws to reduce the number of injuries and deaths committed by young drivers each year. Delaware’s graduated driving law has a seatbelt provision that requires teenage drivers as well as their passengers under the age of 18 to wear their seat belts or risk having their license suspended for two months.

The Center for Disease Control and Prevention said that auto crashes are the leading cause of death for teenagers, so driving safety is a huge area of concern for minors. The number of 16- and 17-year-old driver deaths in the United States increased 11% between the first six months of 2010 and the first six months of 2011.

Although teen drivers won’t likely be thrilled with stricter graduated driving laws, the safety implications behind the laws might persuade some states to crack down and take a more aggressive stance with younger drivers. Not only will this keep teen drivers safer, it’ll make the roads safer for other motorists as well.

If you have a teen driver this is the best time to be aware of these statistics.  If your teen driver has been in any accident, no matter how minor, this is the perfect time to contact Guenard and Bozarth at 888-809-1075 or at www.gblegal.com and have them evaluated by a competent health care provider.  The pain from a head injury may subside with time and the damage will only get worse.